One seed. Four address formats.
Your phrase is the key. Address format is just how that key is presented to the network — you can use any of these, later, from any wallet that restores your seed.
What the ceremony shows you
| Format | Starts with | Path | Use |
|---|---|---|---|
| Native SegWit | bc1q… | m/84'/0'/0' | The default. Cheapest fees, universally supported. |
| Taproot | bc1p… | m/86'/0'/0' | Newer. Better privacy and cheaper for complex spends. |
| Nested SegWit | 3… | m/49'/0'/0' | Compatibility with older services that reject bc1. |
| Legacy | 1… | m/44'/0'/0' | Shown for completeness. Highest fees. |
Native SegWit is preselected. If you do not have a reason to choose otherwise, take the default and move on.
Why standard paths matter more than they sound
These are the paths every other wallet expects. Using them is what makes your seed portable. A vendor who invents their own derivation scheme has quietly made themselves necessary to your recovery, which is the opposite of what a cold-storage tool is for.
We would consider a non-standard path a defect in this product, not a feature of it.
Receiving is safe from any machine
A receive address is public. Copying one onto your everyday computer, pasting it into an exchange withdrawal form, or generating a QR code from it gives away nothing. The private key never left the ceremony.
What is not safe: typing your seed phrase into anything, ever, except a wallet you are deliberately restoring into on a machine you trust.